Posted by Jennifer Santosuosso on 6/17/2018

If you’re thinking about buying a home, you’ve probably heard a lot about closing costs. Closing costs can come at a hefty price- up to 5% of your home’s purchase price. When that amount must be paid up front, you need to make sure you have a sizable amount of cash on hand.  


There’s many different kinds of fees included in the closing costs. Your lender will give you an estimate of what your closing costs will be, but you may not know what any of the terms that are included actually mean.  


The Loan Origination Fee


This is the fee charged by your lender that covers the administrative costs that are associated with creating and processing a mortgage. This could also be called an underwriting fee.   


Title Search Fee


This is how much the title insurance company charges to perform research on the title of the home. In some cases, the title may have some issues associated with it, so this research is to protect you. There’s also title fees known as lender’s title insurance and owner’s title insurance. You need to have lender’s title insurance, but owner’s title insurance is completely optional.


Credit Report Fee


This covers the obtaining and review of your credit report. 


Application Fee


There’s also a fee when it comes to reviewing your mortgage loan application. 


Home Appraisal


This fee covers the appraiser who is chosen by your mortgage company in order to assess an accurate value of the home.  


Tax Monitoring Fee


This fee supports tax research on the home to determine if property taxes have been paid. 


Survey


The property survey covers all aspects of the property bounds including gas lines, roads, walls, easements, property improvements, and encroachments. 


Attorney Fees


The attorney fees will cover all of the document reviews, the agreements, and the escrow fees.


Insurance Payments


When you close on a home, your entire first year of home insurance payments must be made at the time of closing. If you have bought your home with an FHA loan, you’ll need to pay mortgage insurance premiums at closing as well. You’ll also need mortgage insurance payments if you put less than a 20% down payment on the home.  


Escrow Property Taxes


The lender requires that you pay your property taxes up front. This money will be held in escrow and the taxes paid from there.  


As you can see, there’s a lot that goes on during the closing of a home. Make sure you have some water handy, it’s going to be a long process! Understanding what will happen at closing when you buy a home can help you to avoid any surprise fees or financial burdens.





Posted by Jennifer Santosuosso on 6/10/2018

Although you'd like to sell your residence soon, your home's bathroom remains an eye sore, one that could make it more difficult for you to generate interest in your home in a highly competitive real estate landscape.

Fortunately, we're here to help you simplify the process of generating lots of interest in your residence and accelerating the home selling process.

Here are three tips that you can use to enhance your residence's bathroom, and as a result, boost your chances of a quick home sale.

1. Change Out the Hardware.

Believe it or not, updating bathroom hardware like drawer pulls and faucet handles may make a major difference in the eyes of homebuyers. Plus, changing out the hardware usually requires minimal time and effort, making it a fast, effective way to bolster your bathroom's appearance.

Ultimately, you'll want your bathroom to stand out to homebuyers for all the right reasons. And if you spend some time revamping your bathroom hardware, you can move one step closer to transforming your ordinary bathroom into an exceptional one.

2. Check Out the Lighting.

Does your bathroom feature sufficient lighting? If not, your bathroom may prove to be a liability rather than an asset to homebuyers.

Sconce lighting often represents a wonderful option for bathrooms because it can help brighten up big and small spaces. In fact, sconce lighting may even help you make your bathroom appear larger, as this type of lighting empowers you to illuminate your bathroom like never before.

Furthermore, you may want to consider dim lighting in your bathroom. Dim lighting is ideal for those who want to enjoy a relaxing bath and is yet another feature that may help your house stand out to homebuyers.

3. Install Proper Ventilation.

Without the proper bathroom ventilation, mold and mildew can cause severe damage. However, those who dedicate the necessary time and resources to install new bathroom ventilation or repair their existing ventilation can avoid long-lasting problems.

Measure the square footage of your bathroom before you install a new vent fan. By doing so, you'll be able to find a vent fan that can help you minimize mold and mildew consistently.

Also, when in doubt, be sure to consult with a plumber. This professional will be able to evaluate your bathroom's current vent fan, determine if a new one is needed and act accordingly.

Updating your bathroom may seem like a substantial investment, particularly for home sellers who lack extensive time and resources. Lucky for you, real estate agents are available who can help you establish home selling priorities and ensure you can revamp your residence to make it an attractive option for homebuyers.

A real estate agent understands the ins and outs of the housing market and will help you prepare your home. In addition, this professional will outline a strategy for improving your home's interior and exterior, ensuring your house will dazzle homebuyers any time they visit.

Bathroom improvements may help you differentiate your home from others on the real estate market. And with a real estate agent at your disposal, you'll be better equipped to optimize the value of your residence and accelerate the home selling process as well.




Categories: Uncategorized  


Posted by Jennifer Santosuosso on 6/3/2018

It doesn’t matter if you’re moving down the street or across the country, moving into a new neighborhood can be hard. You want to make your new property, and new area feel like home. Relocation is always a challenge. There are a few things you can do to make the transition smoother for your family. Meeting people and learning about your new community doesn’t have to be a huge ordeal. Read on for tips to make it fun! 


Approach Your Neighbors


It can be kind of scary to approach your new neighbors, but reaching out to them is one of the best ways to meet people. If you see your neighbors out and about give them a wave or shout “hello.” These gestures are a way to extend yourself without intruding on them. Ask questions about the neighborhood like when the trash pickup is or how the traffic on a local route is. You can even find out where the best grocery store to shop at is. Anything simple can open up a great conversation. 


Get Outside


It’s easy to meet up with your neighbors if you give them an opportunity to see you. Sit out on your porch. Go for a walk around the neighborhood. Spend some time outside gardening. Just be approachable. If you’re cheerful and seem a bit inquisitive about the area, people will be more likely to talk to you. 


Spend Time In The Community


If there’s a local diner or coffee shop, spend some time there. You’ll be more likely to meet your neighbors and have something in common with many of the people that live in your new space. Check out local parks with your kids or bring your dog. You can talk to other dog owners or parents and get to know them. 


Finding ways to volunteer and get involved in your community is also a great way to connect and get to know where you live. 


Other Ways To Get Involved


You can get connected with people in the area through connections you have. College alumni networks can connect you with social clubs in a new city or region. Your employer may also have mentoring programs to assist you through the transition         


Moving to a new area can be hard, but with an open mind to opportunities, you can make the transition pleasant for both you and your family.   






Posted by Jennifer Santosuosso on 5/31/2018


118 HIGHLAND ST., Milford, MA 01757

Single-Family

$409,900
Price

10
Rooms
3
Beds
2/1
Full/Half Baths
Just in time for summer! Enjoy barbecuing and entertaining outdoors on this well manicured, expansive backyard that's just shy of 1 acre. With over 2500+ sq. ft. of living space, this home offers two spacious second floor bedrooms with wood flooring and two more rooms on the main level that can be used as an office, playroom, or whatever else suits your needs. Two separate walk up attics provide even more storage space. This property also offers a 1BR in-law apartment with separate entrance, eat-in kitchen, living room, bathroom, private deck, and four season sunroom. Great location with quick access to commuter routes, schools, parks and shopping center. FIRST SHOWINGS BEGIN AT THE OPEN HOUSE ON SUNDAY, JUNE 3 FROM 12-2PM.
Open House
Sunday
June 03 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 118 HIGHLAND ST., Milford, MA 01757    Get Directions

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Categories: Open House  


Posted by Jennifer Santosuosso on 5/31/2018


118 HIGHLAND ST., Milford, MA 01757

Multi-Family

$409,900
Price

2
Units
2,596
Approx. GLA
Spacious side by side two family home offers fantastic investment opportunity, or owner occupy and receive rental income. Just shy of 1 acre, this property features a well manicured, expansive backyard great for entertaining. Unit #1 offers: two spacious second floor bedrooms with wood flooring; 1.5 baths; two main level rooms that can be used as an office, playroom, or whatever else suits your needs; private patio; and two separate walk up attics that provide even more storage space. Unit #2 offers: 1 floor living with 1BR; eat in kitchen; private wood deck; four season sunroom. Washer and dryer hookups are in each unit. Off street parking spaces abound. Great location with quick access to commuter routes, schools, parks and shopping center. FIRST SHOWINGS BEGIN AT THE OPEN HOUSE ON SUNDAY, JUNE 3 FROM 12-2PM.
Open House
Sunday
June 03 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 118 HIGHLAND ST., Milford, MA 01757    Get Directions

Similar Properties





Categories: Open House